What Is Debtors Anonymous?
Debtors Anonymous is a fellowship of people who have a shared desire to stop incurring new unsecured debt. We define unsecured debt as any debt not backed up by some form of collateral, like a house or a car.
This desire to stop debting is the only requirement for membership in DA. We have neither membership dues nor fees for the support our members offer one another. We welcome anyone to attend our open meetings.
For people whose use of unsecured debt has caused a variety of problems and has made their lives unmanageable, DA offers a program that works. In DA meetings, our members share their experience, strength, and hope, and we help each other to not incur new unsecured debt one day at a time.
DA members offer direct support to each other through sponsorship and service. Ultimately, it’s debtors helping debtors.
What Is Business Debtors Anonymous?
Business Debtors Anonymous (BDA) is a distinct and dynamic but not separate part of DA, created to focus on the recovery of members of the fellowship who are business owners. Together, members of BDA support one another in applying the DA principles and tools when owning and running a business.
However, as part of DA, there is no separate membership for attending Business Debtors Anonymous meetings. As it states in DA’s 3rd Tradition, "the only requirement for membership is a desire to stop incurring unsecured debt." This applies to both personal and professional debt. It is understood that paying bills for goods and services rendered according to agreed-upon terms does not constitute debting.
With an Amendment from Sunday BDA Online
In modern times, BDA membership includes not only business owners, but also independent contractors and the self-employed. If you attend this or other BDA meetings, you will also hear members who are in management and sales positions, using the DA principles and BDA Tools to bring their recovery and spirituality into their work lives. Plus so many artists and writers and musicians. Oh, my!
Some BDA members are retired, or on fixed incomes for other reasons, and are working to develop multiple streams of income, some active income streams and some passive. Last but not least, BDA is home to countless members who have an idea or an inspiration for a business or simply a desire to be a business owner and are growing spiritually as they prepare to take new actions in pursuit of their visions.
All the DA members described here, and many more, are welcome to attend BDA meetings. Once more, because it's one of our most important DA and BDA principles, "The only requirement for DA membership is a desire to stop incurring unsecured debt." In our experience, every BDA meeting is a DA meeting, but not every DA meeting is a BDA meeting.
What Is Sunday BDA Online?
Now in our 19th year of service to the DA and BDA fellowship, we (BDA group # 968) have moved to a video conference platform, hosting a weekly BDA online meeting, 8-9:15pm Eastern US time on Sundays, and other BDA activities.
BDA meetings and recovery include an additional set of practical and spiritual tools especially developed for business owners and the self-employed, including artists and other creatives, as well as professional services and countless other occupations. For many of us, it was through failed business pursuits that we found ourselves out of control financially. DA and BDA have given us new meaning and purpose and provide us with a peace of mind we never imagined possible.
Once a month we have a speaker share experience, strength, and hope on the Promise of the month. On other weeks we read from the DA 12x12x12 on the Step, Tradition, or Concept of the month. On the third week of each month there is a 15-minute business meeting, begining 35 minutes before the regular meeting at 4:25 PDT/7:25 EDT. On the fourth week, we read from the BDA Tools pamphlet.
Come read and share with us!